Ways To Save Money On Insurance

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Archive for October 2010

Get Low Cost Auto Insurance

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A lot of people believe that getting low cost auto insurance is tough to do, on the other hand that is not the scenario. It may well take a little bit of effort and hard work on your behalf but if you recognize what to try to find you’re likely to save a lot. There’s even one particular thing you are able to do which is very basic and will guarantee you’ll save bundles on your auto insurance rates.

The quickest and easiest way to start saving money on your auto insurance is by obtaining auto insurance quotes. It’s the easiest way to be able to compare companies and insurance rates with each other, in fact it’s the only way. You tell them what kind of automobile you drive and give them some information about yourself and then they tell you how much they would charge to insure your vehicle. It’s a simple process that takes only a few minutes of your time.

Getting multiple insurance quotes from one place helps you save lots of time on your quest for low cost auto insurance Since your entire objective for obtaining insurance quotes is to compare insurance companies, getting multiple quotes is something you should be doing regardless. There truly isn’t a faster method than obtaining your auto insurance quotes from a single source. You will be able to save not only money with this method but your precious time as well.

Auto insurance discounts are another way to ensure that you’re paying the least for your insurance premiums Auto insurance discounts may even save you around 15% on your current auto insurance premiums. There’s also quite a few different discounts out there so it’s easy to over look auto insurance discounts that you may qualify for.

Common Discounts

Defensive Driver
Taking a state-approved defensive driving course can drive down your auto insurance rates. Important note: court-mandated classes don’t qualify for Defensive Driver discount.

Good Student
If you’re younger than 25, single, and a full-time student, your good grades may qualify you for a discount on auto insurance. Proof that math skills really do pay off in the real world.

Senior Adult
If you’re at least 65 and drive at least 25% of your car’s annual mileage, we may be able to help cut the cost of your Personal Injury Protection (PIP) coverage.

55 and Retired
The name says it all: if you’re at least 55 and retired, you could qualify for this discount on auto insurance.

Resident Student
If you carry coverage for a student under 21 who lives at a school more than 100 miles away from where the vehicle is garaged, you could save on your auto insurance premiums.

All auto insurance discounts are is something insurance companies give people that seem less risky than others. If you seem less risky to your insurance company they will reward you with a lower premium, you can do this by owning a home, taking classes and even by being a certain age. Don’t just go taking this article for granted, if you’ve spent the time to read it then you know that you can obtain low cost auto insurance.

Written by Greg

October 19, 2010 at 3:20 am